FEATURED POSTS

How I Actually Use My Chase Sapphire Reserve Perks Every Year

Advertiser Disclosure A lot of Reserve reviews just list the benefits. I wanted to show what actually using them looks like day to day, because that's the part that convinces people the $795 fee makes sense. Lounges, every single trip. Every time I fly, I check for a Chase Sapphire Lounge by The Club or a Priority Pass lounge first. Free food, free drinks, quiet space to work, and I can bring guests. Chase values this benefit at over $850/year for a family that uses it regula

Ravi Wadan

Jul 82 min read

Chase Sapphire Reserve Review 2026: Is the $795 Annual Fee Worth It?

Advertiser Disclosure The Chase Sapphire Reserve has one of the highest annual fees in the credit card world at $795. That number scares a lot of people off before they look at what's actually included, and once you do the math, it's a different conversation. The credits do a lot of heavy lifting: up to $300 in statement credits for travel purchases each account anniversary year, up to $500 annually toward prepaid bookings through The Edit (Chase's curated hotel collection),

Ravi Wadan

Jul 82 min read

Chase Sapphire Preferred Review 2026: Is the $95 Annual Fee Worth It?

Advertiser Disclosure If you're on the fence about applying for the Chase Sapphire Preferred, let's actually run the numbers instead of just vibes. The basics. $95 annual fee. Currently a 100,000-point welcome bonus after $5,000 spend in 3 months, one of only three times in the card's 17-year history it's hit six figures. That bonus alone is typically worth $1,250+ when redeemed through Chase Travel, or more when transferred to airline/hotel partners. Where the ongoing value

Ravi Wadan

Jul 82 min read

THIS IS WHY I LOVE THE CHASE SAPPHIRE PREFERRED

Advertiser Disclosure I've carried a lot of cards over the years, but the Chase Sapphire Preferred is still the one I recommend first to anyone getting serious about points and travel. Here's why it earns a permanent spot in my wallet. The fee is low, the bonus is huge. The Preferred carries a $95 annual fee, genuinely one of the smallest asks in the premium travel card world, and right now new cardholders can earn 100,000 bonus points after spending $5,000 in the first 3 mon

Ravi Wadan

Jun 302 min read

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ABOUT ME

Hey, I'm Ravi, a personal finance, lifestyle, and travel creator with a community of 500,000+ across social media and co-founder of DriveMatch.com. I'm based in Seattle, WA, where I live with my wife and daughter.

I spent the first decade of my career on a trading floor in institutional investing, where I learned a lot about how money actually works. Now I use everything I learned to help you keep more of what you earn and experience more of the world.

I'm obsessed with finding the edges: the credit cards that turn everyday spending into free flights, the car deals most people never negotiate, the index funds and retirement accounts that quietly build wealth in the background. If there's a smarter way to spend, save, or invest, I want to know about it and share it with you.

I built this site as your go-to resource for all of it, from the savings accounts I actually use to the travel strategies that have taken my family around the world.

I hold a Bachelor's from the University of Washington and a Master's from Columbia University, and I'm really glad you're here.

Let's build your financial edge together!